How Does a Cash Advance Work?

A cash advance is a short term loan much like a personal loan which you need to pay back on your coming pay date. A CASH 1 cash advance is different because it's not due on your next payday. You can pay off your loan in near equal installments for up to 90 days. You pay small payments every time you get paid. You also have the option of paying your loan off before 90 days without any penalties.

  1. You can begin your application process online. You’ll need to fill in your name, phone number and email address.
  2. After you apply online, you will receive a phone call from one of our friendly loan agents. They will assist you with the rest of your loan application.
  3. Remember to have your employment information or your retirement income available. You’ll also need to have your bank account information ready.
  4. We’ll examine your information and get you our best personal loan rate and the amount of your loan.
  5. After you’re approved, you can drive to a nearest cash advance locations and get your cash.   

Benefits of a Cash Advance

  • Cash advance loans can be approved within 15 minutes. After you're approved, you can pick up your cash at a local CASH 1 store.
  • Our cash advance loans are not like traditional personal loans which you need to pay back with your next paycheck. We offer longer repayment terms up to 90 days. 
  • We don't have any hidden charges on early repayment of the loan.
  • There is no traditional credit check. You can qualify even if you have bad credit or no credit at all.

Convenient Cash Advances

  • Fast Cash
  • Bad Credit Okay
  • Longer Payment Terms

Cash Advance Requirements

  • Open Checking Account
  • Proof of Income
  • Government-issued ID
  • Not on Active Duty in the Military
  • Must be at least 18 years of age

How Much Can I Borrow with a Cash Advance?

If you are wondering what is a cash advance and how much can you get, you could qualify to borrow up to $1,500 in as little as 15 minutes! Factors such as your employment, income, checking account status and other information in your application determine the amount of your loan.